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Cashback Analysis

Okay, everyone likes cashback, but which offer is the best value?  Hopefully we can provide the answers here.

Lending Cashback

Amount Cashback 1 Return Company
Lending 1000  50 50
100
10.0% LendingCrowd
 50
50
5.0% Funding Circle
50
50
5.0% Lending Works
 20 5
25
2.5% RateSetter
 20 5
25
2.5% Funding Secure
 5
5
0.5% rebuildingsociety.com
2000  50
50
2.5% Zopa
 20
20
1.0% eMoneyUnion
 10
10
0.5% rebuildingsociety.com
2500  50
50
2.0% Wellesley & Co.
 20 5
25
1.0% eMoneyUnion
 10 2 50p
12.50
0.5% rebuildingsociety.com
5000  50 50
 50 50
 50
250
5.0% The Bridgecrowd
 50
50
1.0% eMoneyUnion
 20 5
25
0.5% rebuildingsociety.com
10,000  50 50
100
1.0% eMoneyUnion
 50
50
0.5% rebuildingsociety.com
12,000  50
50
0.42% Buy2LetCars

Borrowing Cashback

Amount Cashback 1 Return Company
Borrowing 1000  50
50
5.0% Zopa
2500  20 5
25
1.0% Funding Secure
5000  10
10
0.2% Funding Circle
20,000  50
50
0.25% Funding Circle
40,000 50 50
100
0.25% Funding Circle
100,000 200 0.25% Funding Circle
200,000 500 0.25% Funding Circle
400,000 1000 0.25% Funding Circle

1 Cashback may be paid into platform account or paid in the form of a gift voucher from a popular retailer such as Amazon or John Lewis.  Each offer may have different terms and conditions, and some are managed by the peer-to-peer company directly and others through the P2P money website.  If you have any questions there is a list of frequently asked questions to help.